New Jersey Firm Recalls Cobb and Spinach Salads Due to Possible ...

Retract Release	CLASS I RECALL
FSIS-RC-006-2012	HEALTH RISK: HIGH

Congressional ?nd Public Contact
Adam Tarr?
(202) 720-9113

WASHINGTON, Feb. 3, 2012 ? F&S Produce Company Inc., a Deerfield, N.J. establishment, ?? recalling approximately 389 pounds ?f Cobb ?nd spinach salads. Th? salads contain eggs th?t ?r? th? subject ?f a Food ?nd Drug Administration (FDA) retract due t? concerns ?b??t contamination w?th Listeria monocytogenes, th? U.S. Department ?f Agriculture?s Food Safety ?nd Inspection Benefit (FSIS) announced today.

Th? following products ?r? subject t? retract: [View M?rk?]

• 10-oz. plastic containers ?f ?Fresh Backyard Highway Spinach Salad w?th Bacon?
• 10.75-oz plastic containers ?f ?Fresh Backyard Highway Cobb Salad?

	Recommendations f?r people ?t risk f?r Listeriosis Wash hands w?th warm, soapy water before ?nd w?th handling raw meat ?nd poultry f?r ?t l???t 20 seconds. Wash cutting boards, dishes ?nd paraphernalia w?th hot, soapy water. Immediately ?l??n spills. Keep raw meat, fish ?nd poultry away fr?m ?th?r food th?t w?ll n?t b? cooked. U?? separate cutting boards f?r raw meat, poultry ?nd egg products ?nd cooked foods. D? n?t eat hot dogs, luncheon meats, bologna ?r ?th?r deli meats unless reheated until steaming hot. D? n?t eat refrigerated pat?, meat spreads fr?m a meat counter ?r smoked seafood establish ?n th? refrigerated section ?f th? store. Foods th?t don?t need refrigeration, l?k? canned tuna ?nd canned salmon, ?r? safe t? eat. Refrigerate w?th opening. D? n?t drink raw (unpasteurized) milk ?nd d? n?t eat foods th?t h??? unpasteurized milk ?n th?m. D? n?t eat salads m?d? ?n th? store such ?? ham salad, chicken salad, egg salad, tuna salad ?r seafood salad. D? n?t eat soft cheeses such ?? Feta, quesco blanco, quesco fresco, Brie, Camembert cheeses, blue-veined cheeses ?nd Panela unless ?t ?? labeled ?? m?d? w?th pasteurized milk. U?? precooked ?r ready-t?-eat food ?? soon ?? ??? ??n. Listeria ??n grow ?n th? refrigerator. Th? refrigerator m??t b? 40? F ?r lower ?nd th? freezer 0? F ?r lower. U?? ?n appliance thermometer t? check th? temperature ?f ???r refrigerator.

Th? products subject t? retract h??? a ?Sell B?? date through 2/8/2012, ?nd bear th? establishment digit ?Est. 39897? ?? well ?? th? USDA m?rk ?f inspection Th? products w?r? distributed t? a warehouse ?n Pennsylvania f?r further distribution t? retail locations.

Th? problem w?? exposed wh?n F&S Produce Company Inc.w?? t?ld b? one ?f ?t? suppliers th?t hard-cooked eggs (a product inspected b? th? FDA) h?d tested positive f?r Listeria monocytogenes, ?nd ?r? being recalled b? Michael Foods Egg Products Co. Th? salads contain th? recalled eggs ?nd ?r? th? subject ?f th?? FSIS retract. FSIS, FDA, ?nd th? company h??? received n? reports ?f illnesses associated w?th consumption ?f th??? products.

FSIS routinely conducts retract effectiveness checks t? verify th?t recalling firms ??? th??r customers ?f th? retract ?nd th?t steps ?r? taken t? m?k? ??rt??n th?t th? product ?? n? longer available t? consumers. Wh?n available, th? retail distribution list(s) w?ll b? posted ?n th? FSIS website ?t:? www.fsis.usda.gov/
FSIS_Recalls/
Open_Federal_Cases/
index.asp.

Consumption ?f food impure w?th Listeria monocytogenes ??n cause listeriosis, ?n uncommon b?t potentially fatal disease. Healthy people rarely narrow listeriosis. B?t, listeriosis ??n cause high fever, severe headache, neck stiffness ?nd nausea. Listeriosis ??n ?l?? cause miscarriages ?nd stillbirths, ?? well ?? serious ?nd sometimes fatal infections ?n those w?th weakened immune systems, such ?? infants, th? elderly ?nd persons w?th HIV infection ?r undergoing chemotherapy. Individuals concerned ?b??t ?n illness m??t contact a health care provider.

Media ?nd Consumers w?th q???t??n? ?b??t th? retract m??t contact Douglas Nicoll, Ph.D, Director ?f Technical Services, ?t 800-886-3316 ext. 217.

Consumers w?th food safety q???t??n? ??n ?Q???t??n Karen,? th? FSIS virtual representative available 24 hours a day ?t AskKaren.gov. ?Q???t??n Karen? live chat services ?r? available Monday through Friday fr?m 10 a.m. t? 4 p.m. ET. Th? toll-free USDA Meat ?nd Poultry Hotline 1-888-MPHotline (1-888-674-6854) ?? available ?n English ?nd Spanish ?nd ??n b? reached fr?m 10 a.m. t? 4 p.m. ET Monday through Friday. Recorded food safety messages ?r? available 24 hours a day.

Source: http://angrybirdsfreedownloadforpc.com/?p=3102

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Organize Your Finances With A Debt Consolidation Loan | Personal ...

Having too much debt can place an undue burden on your life. Getting letters and calls from creditors at all hours can add a lot of stress to your day. There is no need to stress over your finances any longer. It is time to create a plan that will allow you to take control of your debt and guide yourself to a better financial future. Consolidating your debt can be the first step to finding that financial freedom you desire.

Get A Debt Consolidation Loan Immediately

The first thing you need to do is get yourself a debt consolidation loan. This loan will take all of your debts and combine them into a single monthly payment. This makes it easier to keep track of how much of your money is going toward your debt. Making a budget becomes a lot easier when you can see how much of your money you are spending on debt alone.

Make A Spending Plan And Follow Through With It

Getting the loan is the first step in your plan but it should not be the last. It is crucial that you make a plan for how you are going to spend your money from now on. Not only should you make a budget but you should consider how you will spend your money. Paying your bills in cash has a much different impact on your future financial health than paying bills on credit.

Ease Your Reliance On Credit Usage

Debt consolidation loans are great when combined with a solid plan to wean yourself off of credit. Consolidating your debt is not going to be a great solution to your debt issues if more debt accumulates. You need to pay off current debts before even thinking about using any available credit. Take drastic measures such as cutting up your credit cards if you don't think you could go without using them.

Not Using Credit Forces You To Save

Not being able to use credit to pay for purchases forces you to think about how you spend your money. Not using credit forces you to save your money and only make the purchases that are important. Discretionary items all of a sudden become less of a pressing need. That dress at the department store seems a little less important when you see what it can do to your overall financial health. The skill of money management allows a consumer to see what is affordable at any given time.

Consolidation Loans Force You To Confront Your Debt

It is easy to sweep your debt under the rug when you are making a bunch of smaller payments. However, you start to see the big picture when you consolidate everything into one payment. You might not have noticed that you were paying as much as you were in debt, but you will see how your debt has affected your financial situation as soon as you consolidate. Seeing your problem up close can scare you straight when it comes to your financial issues.

Consolidating your debt might be the best thing that has ever happened to you. It will allow you to see how much debt you really have while giving you the chance to pay it off in a flexible manner. Just make sure that you are not accumulating more debt while you are paying your old debts off. That is just asking for more trouble and shows that you didn't learn your lesson. However, if you are willing to make changes in your life, a consolidation loan can be the best thing to ever happen to you.

Source: http://www.personalfinanceopinions.com/2012/02/organize-your-finances-with-debt.html

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What is a good credit score? | Get Financial Freedom Tips

Do you know what a good credit score is? I am sure most of the people didn't know about it. It?s quite problematic and essential to know that what the best credit score rating is actually. It is also very important to know that right now what is your score and by what means you will improve it. It is basically a three digit number which can maintain or simply break the financial position. It also affects the purchasing ability of a car or a house; hinder you to get the job or credit card or an appropriate premium for insurance purpose.

A bad credit score will be very harmful to you in getting loans for a car or for the house .A score which is 650 below, is said to be a score which is sub prime and if you are more below from it then you are marching towards the bad score.

When you get higher sore, you will save the money as you get things on lower rates of interest and insurance and even a well paid job. Hence the good credit score is very necessary for everyone. Talking about the good credit score so it is in between 700 & 849. But if you have a slight low score for it, you may get the loan approved, though your qualification for the lowest possible rate should at least 700 points.

Having the rating in between 760 & 849, one can get the loan approval easily along with the low rate of interest. Several creditors value the loan approval, if one will have the minimum income or a proof of the job but the current score is 760. But the thing is that to get this high credit is not an easy task if your history is not that much good but don?t worry there are certain ways to turn this dream into reality.

Now you know that what is a good score, so your next step will be to bring yourself into this targeted level. If you observed that what are the reason by which you will face the dropping of score, and then go opposite to get it again. It usually happens when your bill payments are late or you don?t pay them as well. In that case, just go and get the copy of a FICO card to know the problem from the stem. It?s quite great to approach the three big agencies and those are, Experian, TransUnion and Equifax as they vary quite slightly. The next step is to call every creditor for disputing their negatively remarked report. In case of a valid debt, you can dispute and hence the creditor will remove it from your report card which will help you to get better credit score again.

These recession times need good credit scores for your economic survival. It is more important to know that what is a good credit score and after knowing it to improve your score for reaching a maintained score.

But remember one thing that the above discussed credit score range could be fluctuate as it depends on average at the national level. Keep in mind also that this numbering only acts as guidelines for the lenders in order to calculate your scores worth which is based on FICO score ratings. Talking about the line of rules ?ulations in the house, they will decide that do you own a great high level of credit score for the attainment of finance at the terms offered by the company. So if you have a high score then you will only eligible for highest compensations. Try to keep your scores high as it will benefit you a lot in the long run of life.

For more information about credit topics and what is a good credit score, you can always visit ezcreditscores.com

Source: http://www.getfinancialfreedomtips.com/2012/02/what-is-good-credit-score.html

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Record low mortgage rates just keep coming | DeadlineNews.Com ...

Another week of news about record low mortgage rates largely fell on deaf ears for consumers who can?t meet strict mortgage underwriting requirements to buy a home or refinance their mortgage.

The average interest rate on 30-year fixed rate mortgages (FRMs)fell to a record low of 3.87 percent, with an average 0.8 point for the week ending Feb. 2, down from 3.98 percent last week and 4.81 percent a year ago, according to Freddie Mac?s weekly Primary Mortgage Market Survey

?Most mortgage rates eased to all-time record lows this week as fourth quarter growth in the economy fell short of market projections?fixed residential investment increased for the third consecutive quarter and residential construction spending rebounded in December,? said Frank Nothaft, vice president and chief economist at Freddie Mac.

Slow economic growth predicted to be 3 percent or less this year should help keep rates low.

The Federal Reserve also recently announced it?s going to keep benchmark rates stable until 2014.

Michael Fratantoni, Mortgage Bankers Association?s research and economics vice president said yesterday, ?The Federal Reserve surprised the market last week by indicating that short-term rates were likely to stay at their current low-levels until the end of 2014. Longer-term treasury rates dropped in response, and mortgage rates for the week were down slightly as a result.?

He added, ?Although total application volume dropped on an adjusted basis relative to last week, refinance volume remains high, with survey participants reporting that the expanded Home Affordable Refinance Program (HARP) contributed to roughly 10 percent of their refinance activity.?

The average rate on the 15-year FRM, 3.14 percent with an average 0.8 point, was also down from 3.24 percent last week and 4.08 percent last year at this time.

The 5-year Treasury-indexed hybrid adjustable rate mortgage (ARM) averaged 2.80 percent this week, with an average 0.7 point, down from 2.85 percent last week. The 5-year ARM averaged 3.69 percent a year ago.

Finally, for the week ending Feb. 2, Freddie Mac reported the 1-year Treasury-indexed ARM averaged 2.76 percent this week, with an average 0.6 point, up from 2.74 percent last week, but down from 3.26 percent a year ago.

Source: http://www.deadlinenews.com/2012/02/02/record-low-mortgage-rates-just-keep-coming/

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Our Ordinary Pregnancy Is Now On Babble!! ? Our Ordinary Life

I am so excited to announce that I am the newest writer on Babble Pregnancy. This opportunity to write for Babble will truly open new doors for me and for my family and I hope you will continue to follow my journey through pregnancy on the site.

I?ve been anxiously making you all wait for a gender. My plan to tell the world about our third pregnancy all on Babble.

Want to find out the gender of the baby?

Read my 1st post on Babble!

Don?t forget to leave me a comment!

Source: http://www.ourordinarylife.com/2012/02/our-ordinary-pregnancy-is-now-on-babble/

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Gingrich making final push for Fla. primary votes (AP)

ORLANDO, Fla. ? Undeterred by sagging poll numbers, Republican presidential candidate Newt Gingrich is set to make a final appeal for support as voters in Florida go to the polls Tuesday.

The former House speaker is scheduled to do a blitz of local television interviews and to swing by polling places in Orlando, Lakeland and Celebration. He'll also stop by Fred's Southern Kitchen in Plant City.

Gingrich is hoping to disprove polls that show him trailing rival Mitt Romney.

The two are locked in a fierce fight for their party's nomination. Gingrich entered Florida following a comeback win in South Carolina. But after he was hammered by a barrage of ads from Romney, his support in Florida eroded.

Gingrich has continued to portray himself as the anti-establishment candidate, despite having spent two decades in Congress and four years as House speaker.

He has suggested that Romney's campaign is "pathetic," one based not on vision but on tearing his opponents down. He has called Romney's attacks dishonest.

Source: http://us.rd.yahoo.com/dailynews/rss/politics/*http%3A//news.yahoo.com/s/ap/20120131/ap_on_el_pr/us_gingrich

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Senators back bill to OK Keystone (Politico)

Senate Republicans on Monday introduced a bill that would have Congress approve the Keystone XL pipeline instead of waiting for President Barack Obama to grant a permit.

The proposal puts the senators on a similar but distinct track from House GOP leaders seeking to take control of the issue away from the White House.

Continue Reading

The Senate bill ? co-sponsored by 43 Republicans and Sen. Joe Manchin (D-W.Va.) ? would greenlight the pipeline outside of Nebraska. Inside the Cornhusker State, Nebraskan officials would have as long as they need to find an alternative route.

"We tried to address any and all concerns that have been raised," Sen. John Hoeven (R-N.D.), one of the bill's lead sponsors, told POLITICO last week. Hoeven said Congress has the authority under the Constitution's Commerce Clause to oversee commerce with foreign powers.

The Congressional Research Service this month ruled that Hoeven's bill ? and by extension a similar bill introduced Tuesday by Rep. Ted Poe (R-Texas) ? meets constitutional muster. "And so we have the constitutional authority to do it and this just says, 'OK, we move forward with the project, it's deemed approved,'" Hoeven said.

The bill's sponsors include Senate Minority Leader Mitch McConnell (R-Ky.), Foreign Relations ranking member Dick Lugar (R-Ind.) and Energy and Natural Resources ranking member Lisa Murkowski (R-Alaska). In the House, Poe has attracted 11 co-sponsors so far, including Oklahoma Democrat Dan Boren.

But House Republican leaders are rallying behind a bill from Rep. Lee Terry (R-Neb.) that would allow the independent Federal Energy Regulatory Commission to approve the permit while still taking it out of the hands of the White House and State Department.

"I think either bill holds up to constitutional scrutiny," Terry said last week. "I think [the] public would be more in favor of giving it to an agency that's experts in pipelines than just having Congress making that decision."

This article first appeared on POLITICO Pro at 10:43 a.m. on January 30, 2012.

Source: http://us.rd.yahoo.com/dailynews/rss/politics/*http%3A//us.rd.yahoo.com/dailynews/external/politico_rss/rss_politico_mostpop/http___www_politico_com_news_stories0112_72148_html/44354965/SIG=11mmbkvmn/*http%3A//www.politico.com/news/stories/0112/72148.html

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